Latest Lending Rates
The Bottom Line on Mortgages
to receive current mortgage lending rates in Barrie, Orillia, Innisfil, Newmarket, Keswick and across Ontario. We're here to help answer any of your mortgage questions.
If you have questions about... "What are your latest rates", "What's the difference between fixed and variable rates", "Is it a good time to refinance my mortgage", "Should I get pre-approved before I house shop", then we are here to help. Our trusted mortgage team would love to help answer your questions.
NOTE: rates are subject to change without notice. OAC. E&EO.
Last updated: September 4, 2026· Rates are indicative and may change daily
Benchmark
Prime Rate
4.45%
As low as
Variable Rate
3.55%
Mortgage Rate Comparison
Mortgage Alliance Network Rates| Term | Bank Rates | OUR RATES |
|---|---|---|
| 1 Year Closed | 5.49 % | 4.54 % |
| 2 Year Closed | 4.89 % | 3.94 % |
| 3 Year Closed | 5.95 % | 3.99 % |
| 4 Year Closed | 5.99 % | 4.14 % |
| 5 Year Closed | 6.09 % | 4.19 % |
| 7 Year Closed | 6.40 % | 4.90 % |
| 10 Year Closed | 6.80 % | 5.30 % |
* Subject to change. Conditions may apply. OAC. E&EO