Documentation Needed for a Seamless Mortgage Application
Purchase & Property Documents
Agreement of Purchase and Sale, MLS Listing, and lawyer contact details.
Personal Identification
2 pieces of valid photo ID for all applicants on the file.
Income & Employment Verification
Recent pay stubs, letter of employment, T4s, and Notice of Assessments (NOAs).
Proof of Down Payment
3-month history of savings/investments or official gift letter with bank statement.
Closing & Insurance Records
Void cheque and copy of home insurance policy prior to closing.
Access to 50+ Lenders
We leverage choice across major banks, credit unions, and alternative lenders for maximum negotiating power.
What You Can Expect From Our Mortgage Team
Rolling Up Our Sleeves for Your Financial Goals
We like to roll up our sleeves so we get to know each other better. We like to be completely clear on your needs today and your goals for the future. We will send your application to the lender (or lenders) that can best meet your needs.
We deal with over 50 lending institutions, including major banks, credit unions, trusts, and other national and regional lenders, which means we can put significant negotiating power to work for you. This wealth of product choice helps us find the best mortgage to fit your specific financial situation.
"After your mortgage closes, we continue to stay in touch with ongoing communications, tailoring your mortgage plan so that it always fits your shifting goals."
We appreciate any referrals — thanks again for choosing Kenlock Mortgage!