Unlock Your First Home in Barrie
Tailored mortgage solutions and expert guidance for Barrie’s first-time buyers.
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Our Barrie First‑Time Buyer Mortgage Expertise
From the shores of Kempenfelt Bay to the heart of downtown, Barrie offers vibrant neighbourhoods for new homeowners.
Our Trusted Barrie Mortgage Team connects you with competitive rates, flexible down payments, and programs for all credit profiles. Explore options for first time home buyers and feel free to ask us any questions, we're always here to help.
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FAQs for First‑Time Home Buyers in Barrie, Ontario
What incentives are available for first‑time buyers in Barrie?
Barrie’s first‑time buyers can tap into the FHSA for tax‑free savings, the RRSP Home Buyers’ Plan for interest‑free borrowing, a federal tax credit up to $1,500, and an Ontario land transfer tax rebate up to $4,000.
Who qualifies as a first‑time home buyer in Barrie?
If you haven’t owned a principal residence in Canada in the past four years and intend to occupy your new home in Barrie within a year, you qualify as a first‑time buyer under Ontario rules.
How much mortgage can I afford as a first‑time buyer?
Keep your Gross Debt Service (mortgage, taxes, heating) under 39% of your income and Total Debt Service (all debts) under 44%. Try our mortgage calculators for a tailored estimate.
How can a mortgage broker help me buy my first home in Barrie?
Our Barrie mortgage specialists shop multiple lenders to find you competitive rates and personalized terms, handle all paperwork, and guide you through incentives—making homeownership simple and stress‑free.
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