Empower Your Business with a Barrie Mortgage

We typically ask for your two most recent Canada Revenue Agency Notices of Assessment, business bank statements, and T1 General forms. Our team can also work with simplified income verification through alternate lenders if your paperwork is unusual.

Yes, we leverage relationships with both chartered banks and private lenders to find the best rates for your business profile. We know the Barrie market well, so we can negotiate terms that fit seasonal cash flows and growth plans.

We average your net business income over the past two years, as reported on your T1 returns, then factor in any one-time expenses. Our team explains each calculation so you understand how your Barrie-area earnings translate into borrowing power.

Ontario offers programs like the Self Employed Mortgage Program through select lenders, which allows for alternative qualifying methods. Our team will review each option and help you choose the program that best matches your Barrie business structure.

With our efficient process, approvals for self-employed clients often take between 10 and 14 business days, depending on lender requirements and appraisal timelines. We work with local Barrie appraisers to keep things moving swiftly.