Mortgages for self-employed business owners in Innisfil Ontario

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Innisfil Ontario mortgage options for self employed business owners

Why Innisfil Entrepreneurs Trust Our Mortgage Team

Join over 150 self-employed professionals and small business owners in Innisfil, Ontario who’ve trusted our mortgage team to secure financing, tailor applications to their unique income streams, and negotiate rock-solid rates.

Don’t risk costly delays or unfavourable terms, work with us today to navigate every step and protect your bottom line.

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FAQs for Mortgages for Self-Employed Business Owners in Innisfil, Ontario

What documents do we need as self-employed business owners in Innisfil Ontario?

We ask for your two most recent Canada Revenue Agency Notices of Assessment, business bank statements, and a breakdown of annual expenses. Our team can also explore alternative income verification options to streamline your application.

Can our team secure competitive rates for Innisfil entrepreneurs?

Yes, we leverage partnerships with both chartered banks and private lenders to find the best rates for your business profile. Our local insight into the Lake Simcoe market helps us negotiate terms that fit your cash flow and growth plans.

How do we calculate income for self-employed mortgages in Innisfil?

We average your net business income over the past two tax years as reported on your T1 returns, then adjust for one-time expenses. Our team walks you through each step so you understand how your Innisfil earnings translate into borrowing power.

How long does a self-employed business mortgage approval take in Innisfil?

Our streamlined process typically secures approval within 10 to 14 business days, depending on lender requirements and appraisal timing. We coordinate with local appraisers around Cookstown and Alcona to keep your timeline on track.

Are there Ontario programs for self-employed mortgage applicants?

Ontario offers specialized programs like alternative documentation mortgages through select lenders. Our team reviews each option, including the Self Employed Mortgage Program, to find the best fit for Innisfil business owners.

Please note: it’s always best to get in touch with our team so we can answer any specific questions and ensure 100% accurate information.

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Rated 5 Stars by Our Clients!

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  • We have just completed navigating 'the mine field' of re-mortgaging our home in this post COVID age. With Ken's expert knowledge of the mortgage field, ability to explain to us how the system works...
    Guy Binmore
  • I can’t say enough good things about Ken Walters! Ken went above and beyond to make our home-buying process smooth, stress-free, and honestly, way better than we ever expected. From the moment we...
    Robert Imbeault
  • If you’re looking to renew or refinance I suggest you call Ken. He is a down to earth easy guy to talk to. He will do his best to make sure you’re getting the best value and he get its done in ...
    V Humber
  • Thank you Ken for all your help and assistance. You kept us informed and up to date with information from lenders. You were very supportive and ensure we got the best result.
    Keneisha Boreland
  • Five stars aren't enough to describe the level of Ken's expertise and service that he provides. Ken recently worked with me over the course of several weeks (evenings and weekends included) to ensu...
    Kathleen Smith

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