Mortgages for self-employed business owners in Keswick Ontario

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Flexible mortgages for Keswick self-employed professionals

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Keswick Ontario mortgage options for self employed business owners

Why Keswick Entrepreneurs Trust Our Mortgage Team

Our experienced and trusted local mortgage team helps self-employed professionals and small business owners in Keswick secure financing, tailor applications around seasonal revenue, negotiate competitive terms, and guide you every step of the way around Cook’s Bay.

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FAQs for Mortgages for Self-Employed Business Owners in Keswick, Ontario

What documents do we need as self-employed business owners in Keswick Ontario?

We ask for your two most recent Canada Revenue Agency Notices of Assessment, business bank statements, and a summary of yearly expenses. Our team in Keswick can also consider alternative documents, like receipts from your Cook’s Bay seasonal shop, to streamline your application.

Can our team secure competitive rates for Keswick entrepreneurs?

Yes, we leverage relationships with chartered banks and private lenders to find the best rates for your business profile. Our local insights around the Keswick Marina help us negotiate terms that fit your cash flow and growth plans.

How do we calculate income for self-employed mortgages in Keswick?

We average your net business income over the past two tax years as reported on your T1 returns and then adjust for any one-time costs like equipment purchases. Our team explains each step so you understand how your Keswick earnings translate into borrowing power.

How long does a self-employed business mortgage approval take in Keswick?

Our streamlined process typically secures approval within 10 to 14 business days, depending on lender requirements and appraisal timing. We coordinate with local appraisers around Sutton and Georgina to keep your timeline on track.

Are there Ontario programs for self-employed mortgage applicants?

Ontario offers specialized programs such as alternative documentation mortgages and the Self Employed Mortgage Program through select lenders. Our team reviews each option and helps you choose the best fit for Keswick small business owners.

Please note: it’s always best to get in touch with our team so we can answer any specific questions and ensure 100% accurate information.

Rated 5 Stars by Our Clients!

Rated 5 Stars by Our Clients!

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  • We have just completed navigating 'the mine field' of re-mortgaging our home in this post COVID age. With Ken's expert knowledge of the mortgage field, ability to explain to us how the system works...
    Guy Binmore
  • I can’t say enough good things about Ken Walters! Ken went above and beyond to make our home-buying process smooth, stress-free, and honestly, way better than we ever expected. From the moment we...
    Robert Imbeault
  • If you’re looking to renew or refinance I suggest you call Ken. He is a down to earth easy guy to talk to. He will do his best to make sure you’re getting the best value and he get its done in ...
    V Humber
  • Thank you Ken for all your help and assistance. You kept us informed and up to date with information from lenders. You were very supportive and ensure we got the best result.
    Keneisha Boreland
  • Five stars aren't enough to describe the level of Ken's expertise and service that he provides. Ken recently worked with me over the course of several weeks (evenings and weekends included) to ensu...
    Kathleen Smith

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