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Flexible mortgages for Keswick self-employed professionals
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Why Keswick Entrepreneurs Trust Our Mortgage Team
Our experienced and trusted local mortgage team helps self-employed professionals and small business owners in Keswick secure financing, tailor applications around seasonal revenue, negotiate competitive terms, and guide you every step of the way around Cook’s Bay.
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FAQs for Mortgages for Self-Employed Business Owners in Keswick, Ontario
What documents do we need as self-employed business owners in Keswick Ontario?
We ask for your two most recent Canada Revenue Agency Notices of Assessment, business bank statements, and a summary of yearly expenses. Our team in Keswick can also consider alternative documents, like receipts from your Cook’s Bay seasonal shop, to streamline your application.
Can our team secure competitive rates for Keswick entrepreneurs?
Yes, we leverage relationships with chartered banks and private lenders to find the best rates for your business profile. Our local insights around the Keswick Marina help us negotiate terms that fit your cash flow and growth plans.
How do we calculate income for self-employed mortgages in Keswick?
We average your net business income over the past two tax years as reported on your T1 returns and then adjust for any one-time costs like equipment purchases. Our team explains each step so you understand how your Keswick earnings translate into borrowing power.
How long does a self-employed business mortgage approval take in Keswick?
Our streamlined process typically secures approval within 10 to 14 business days, depending on lender requirements and appraisal timing. We coordinate with local appraisers around Sutton and Georgina to keep your timeline on track.
Are there Ontario programs for self-employed mortgage applicants?
Ontario offers specialized programs such as alternative documentation mortgages and the Self Employed Mortgage Program through select lenders. Our team reviews each option and helps you choose the best fit for Keswick small business owners.
Please note: it’s always best to get in touch with our team so we can answer any specific questions and ensure 100% accurate information.