Mortgages for self-employed business owners in Orillia Ontario

Secure Your Orillia Self-Employed Business Mortgage

Flexible financing options for Orillia small business owners

Get Your Free Consultation

No-hassle, No-obligation. Your info is safe, and you’re in control.

Our Ontario Lending Advantage

Fast

Lending Approvals

Low Rates

Some of the lowest rates anywhere

98%

would recommend us

No-Obligation

free, no-hassle conversation

Orillia Ontario mortgage options for self employed business owners

Why Orillia Entrepreneurs Trust Our Mortgage Team

Our mortgage team specializes in helping self-employed professionals and small business owners in Orillia, Ontario secure financing they need. We work with you and your unique situation to tailor each application to your income streams, help to negotiate competitive rates, and guide you along every step of the process ensuring you know exactly what you're getting.

Inquire Today

> More Orillia Mortgage Services

FAQs for Mortgages for Self-Employed Business Owners in Orillia, Ontario

What documents do we need as self-employed business owners in Orillia Ontario?

We ask for your last two years of Canada Revenue Agency Notices of Assessment, business bank statements, and a breakdown of annual expenses. Our team can also explore alternative income verification options to simplify your application.

Can our team secure competitive rates for Orillia entrepreneurs?

Yes, we leverage strong partnerships with chartered banks and private lenders to find you the best available rates. Our local knowledge of the Orillia market helps us negotiate terms that suit your cash flow and business cycle.

How do we calculate income for self-employed mortgages in Orillia?

We average your net business income over the past two tax years as reported on your T1 returns, then adjust for one-time expenses. Our team walks you through each step so you understand how your Orillia earnings translate into borrowing power.

How long does a self-employed business mortgage approval take in Orillia?

Our streamlined process typically secures approval within 10 to 14 business days, depending on lender requirements and appraisal timing. We coordinate with local appraisers in Orillia to keep your timeline on track.

Are there Ontario programs for self-employed mortgage applicants?

Ontario offers specialized programs like alternative documentation mortgages through select lenders. Our team reviews each option, including the Self Employed Mortgage Program, to find the best fit for Orillia business owners.

Please note: it’s always best to get in touch with our team so we can answer any specific questions and ensure 100% accurate information.

Rated 5 Stars by Our Clients!

Rated 5 Stars by Our Clients!

read all testimonials
  • We have just completed navigating 'the mine field' of re-mortgaging our home in this post COVID age. With Ken's expert knowledge of the mortgage field, ability to explain to us how the system works...
    Guy Binmore
  • I can’t say enough good things about Ken Walters! Ken went above and beyond to make our home-buying process smooth, stress-free, and honestly, way better than we ever expected. From the moment we...
    Robert Imbeault
  • If you’re looking to renew or refinance I suggest you call Ken. He is a down to earth easy guy to talk to. He will do his best to make sure you’re getting the best value and he get its done in ...
    V Humber
  • Thank you Ken for all your help and assistance. You kept us informed and up to date with information from lenders. You were very supportive and ensure we got the best result.
    Keneisha Boreland
  • Five stars aren't enough to describe the level of Ken's expertise and service that he provides. Ken recently worked with me over the course of several weeks (evenings and weekends included) to ensu...
    Kathleen Smith

Our Ontario Mortgage Service Areas

Barrie | Newmarket | Keswick | Innisfil | Orillia | Hamilton | Windsor | Burlington | Oshawa | Bradford | Pickering | Mississauga | Richmond Hill | Leamington | Essex County | Markham | Thornhill | Oakville | Muskoka | Haliburton | Vaughan | Maple | Peel Region | GTA and all across Ontario!